AC – Air conditioning
APR – Annual percentage rate
ARM – Adjustable Rate Mortgage
CMA – Comparative market analysis
CO – Certificate of occupancy
CTC – Clear to close
DTI – Debt-to-income ratio
FHA – Federal Housing Administration
FRBO – For rent by owner
FSBO – For sale by owner
HELOC – Home equity line of credit
HOA – Homeowners association
HVAC – Heating, ventilation, air conditioning
IDX – Internet Data Exchange
LLC – Limited Liability Company
LLP – Limited Liability Partnership
MLS – Multiple Listing Service
NAR – National Association of Realtors
OO – Owner occupied
PITI – Principal, interest, property taxes, insurance
PMI – Private mortgage insurance
POA – Power of attorney
PoF – Proof of funds
ROI – Return on investment
SFH – Single family home
VOE – Verification of employment
W/D – Washer and dryer